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Why Choose Us?

In August, 2019, we celebrated our 40th anniversary specializing in Senior Health Insurance. Quality healthcare and prescription coverage are very important for seniors. Consequently, the choice of the right expert is critical. When it's something as important as your medical and prescription coverage, it is crucial to identify and then trust your transaction to the very best. Here's why you should choose us:


  • A Focus on Medicare Supplements: There are very few businesses in California specializing exclusively in this field. The last five years have brought unprecedented changes in Medicare Legislation. We will be available in the future years if you would like to contact us with any questions regarding changes to Medicare.


  • An Independent Approach:  Medicare Supplement premiums vary widely across the more than 30 companies that offer them in California. We are independent and not tied to any one Company. Premiums vary based on age, county or zip code, length of time on Medicare, and, in some cases, tobacco use. We are independent and will find the best plan and best rate for you from the leading Companies in the field.  


  • Knowledge, Integrity, Service : Whether a small issue with billing or a claim problem, we are readily available to help you and will respond quickly and efficiently to your service needs.


  • We are Here to Help You Into Your 90s And Beyond: Our Family Business has continuity through our Second Generation. We celebrated our 30th anniversary in August, 2009, and will continue to be here for you when you need us most.


  • Free Service: Our services are completely free to you!


  • “In 1963 I went to work for the first Leisure World (a Retirement Community) in Seal Beach, and witnessed the passage of the Medicare bill in 1964. For the first decade or so, I tried to keep up with Medicare Rules, and advise my patients as well as I could. Then, with change after change, I gave up. Thank God for people like you! I will certainly recommend you if I have a chance. As you well know, there is a lot of confusion out there. Keep up the good work!” - Dr. Allen P.

  • "Thank you so much for your assistance and information about Medicare and the choices available for my Mom! I was looking to find a supplement to Medicare and you helped so much finding just the right plan!" - Janie G. (RN, MSN, Nurse Educator at Santa Barbara City College)

  • "I would just like to thank you so much for helping me with Mike's insurance. If it hadn't been for you helping me and being so patient, I don't know what I would have done. You're a wonderful person and I can't thank you enough. Mike and I really appreciate it! THANKS! THANKS! THANKS!" - Robyn and Mike B.

  • "Having a Master's degree, raising three kids on my own and teaching for 33 years, I thought I was ready for retirement. Yikes! The Medicare system and all the supplements is so confusing to me - I am grateful to have someone like you to explain it to me." - Gloria G.

  • "Never would have made it without your help! Much appreciated!" - Glenn and Eldalene P.

  • "A few years ago I was faced with the daunting task of selecting a Supplemental Insurance Plan to accompany my Medicare Coverage. As I began my research I became overwhelmed and confused by the different offerings. As a result of an internet search I located American Retirement Insurance. They translated the complexities of the various plans into easy to understand information so I could make the appropriate selection."- Barbara A.

  • “A professional colleague recommended your services. My colleague was right! After you and I spoke, you got right to work, searching for the most comprehensive, affordable coverage for which I qualified. And when you found an excellent alternative you called and said, 'I have good news for you, Annie.' It was music to my ears. What's so special about you is that you attend to my needs efficiently, honestly, and with kindness. I'm so glad that you came into my life.” - Annie R.

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