BOB PERKIN has testified in Sacramento before the State Senate Finance Committee on Medicare Supplement Law. His testimony prevented proposed legislation that could have been detrimental to Medicare beneficiaries. He has been a featured radio speaker on Medigap issues. He was formerly a scientist and has specialized in the Medicare Supplement business for over 30 years.

Lic. #0612684.

ELLA FOX (Second Generation) is a Licensed Representative and graduated with honors from U.C. San Diego, with a degree in economics. She has over 10 years’ experience specializing in Senior Health Insurance and advising people on Medicare Supplements.

Lic. #0C61787.

JANET PERKIN did post-graduate studies at Cambridge University, England. She is a member of the Senior Resource Association. She was formerly a scientist and has over 30 years’ experience helping Medicare beneficiaries with their insurance needs.

Lic. #0612683.

SARAH KRANS Licensed Representative - As the former Office Manager of American Retirement Insurance Services, Sarah has outstanding experience dealing with Medicare and the Insurance Companies. She is an expert on Medicare Parts A, B, C and D.

Lic. #0G51024.

CATRINA MORGAN is a Licensed Representative who graduated on the President’s List from Cal Poly, San Luis Obispo with a degree in Nutrition Science and a Minor in Biology. She is a Medicare Supplement expert and enjoys analyzing Medicare’s Part D Prescription Drug Plans, which is a very important service for Medicare beneficiaries.

Lic. #0H12831.

WHY CHOOSE US?

In August, 2009, we celebrated our 30th anniversary specializing in Senior Health Insurance.

Quality healthcare and prescription coverage are very important for seniors. Consequently, the choice of the right expert is critical. When it’s something as important as your medical and prescription coverage, it is crucial to identify and then trust your transaction to the very best. Here’s why you should choose us:

·         A Focus on Medicare Supplements: There are very few businesses in California specializing exclusively in this field. The last five years have brought unprecedented changes in Medicare Legislation. We will be available in the future years if you would like to contact us with any questions regarding changes to Medicare.

·         An Independent Approach:  Medicare Supplement premiums vary widely across the 27 companies that offer them in California. We are independent and not tied to any one Company. Premiums vary based on age, county or zip code, length of time on Medicare, and, in some cases, tobacco use. We are independent and will find the best plan and best rate for you from the leading Companies in the field.  

·         Medicare Part D Assistance: Federal Medicare Part D legislation provides that each of the more than 30 Medicare Part D Prescription Plans available in California can drastically change their benefits and premiums each year. Plans are even allowed to terminate your coverage. You need someone, whom you can contact in the future, to help you find the most cost effective plan if your plan has been terminated or your benefits decreased.

·         Knowledge, Integrity, Service: We are rated A+ (the top rating) by The Better Business Bureau. We have also been honored by The Better Business Bureau for our integrity. Whether a small issue with billing or a claim problem, we are readily available to help you and will respond quickly and efficiently to your service needs.

·         We are Here to Help You Into Your 90s And Beyond: Our Family Business has continuity through our “Second Generation”. We celebrated our 30th anniversary in August, 2009, and will continue to be here for you when you need us most.

• Free Service: Our services are completely free to you!